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    Our Approach

    Pioneering the Future of
    Nature Assessments

    What we do

    Using climate risk data to guide business strategy

    New data demonstrate that investing in climate protection is far more economical than dealing with future damage; indeed, the cost of implementing climate protection measures is six times less than the cost of inaction.

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    Decision-grade data

    We integrate and analyse extensive data sets on climate risks to provide insights and actionable intelligence for decision-makers.
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    Scenario based

    We develop climate risk scenario analyses based on the latest climate models and data to assess potential financial impacts on investments and corporate portfolios.
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    Fully compliant

    Our physical climate risk analysis is fully aligned with the Climate Risk and Vulnerability Assessment from the EU Taxonomy as well as ESRS E1 (CSRD).

    Physical Risks Overview

    The Science Behind Our Nature Asssessments

    Cyclone
    Wind
    Heat Stress
    Temperature Variability
    Heat Wave Days
    Cold Spell Days
    Frost Days
    Ice Days
    Wildfire
    Water Stress
    Drought
    Rain
    Hail
    Snow
    Coastal Flood
    River Flood
    Crop Failure
    Soil Erosion
    Landslide
    Earthquake

    Minimal Inputs per Asset

    Location

    Coordinates | Address | Shape

    Business Activity

    NACE Code | EU Taxonomy Activity

    Optional Inputs

    Time Horizon | Monetary Value | ...

    Extensive Data

    Different Climate Scenarios

    Until the year 2100

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    For all risks

    Transparent Results

    Individual Reports

    Detailed assessment of the potential risks for each asset

    Audit Compliance

    Thorough documentation of each data source and methodology

    What sets us apart

    An Innovative Blend of Geospatial Analysis and Technical Expertise

    We excel in decoding the complex interplay of physical locations and business activities to deliver nuanced risk evaluations.

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    Multifactorial Risk and Scenario Coverage

    Our platform aligns and updates data across different climate scenarios. Keeping up to date with the newest insights and methods, providing a comprehensive view of potential climate risks.
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    Transparent Methodology

    Far from being a black box, our analyses are designed to be fully traceable, comprehensible and well documented. This clarity not only empowers our clients with deeper understanding but also simplifies the process for auditors.
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    Worldwide Coverage and High Resolution

    Our unique methodology ensures global coverage in metrics while maintaining local precision. This dual focus enables businesses to make informed decisions, comparing global results with specific, location-based insights.

    Get Started

    Start Managing Nature's Interdependencies
    With Your Business Now!

    Integrate sustainability data into their strategic decision-making processes.

    Book a Demo

    FAQ

    What Else We Think You Should Know

    Answers to frequently asked questions to help you understand how refinq can streamline your environmental financial planning.

    What is refinq?

    refinq is a Software as a Service (SaaS) tool that translates environmental data into actionable financial insights for businesses.

    How granular is our data?

    We can create nature assessments for any company location globally with a granularity up to 25m.

    Does refinq's data meet regulatory demands?

    Yes, our assessment is aligned with international disclosure frameworks, such as the The Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD) and European Sustainability Reporting Standards (ESRS).

    How far can I forecast into the future?

    refinq allows for forecasting the environmental impact based on four climate scenarios until the end of century to the year 2100.

    Is refinq science based?

    Yes, we are using the latest socioeconomic and climate models used in complexity research, enriched with your asset data to create accurate nature assessments. Moreover, we are aligned with the Science Based Target Network (SBTN).
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