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    Pioneering climate
    risk assessments

    refinq - Nature and climate risk solution platform for enterprises

    Learn moreGet started

    Trusted by leading companies

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    Using climate risk data to guide business strategy

    New data demonstrate that investing in climate protection is far more economical than dealing with future damage; indeed, the cost of implementing climate protection measures is six times less than the cost of inaction.

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    Decision-grade data

    We integrate and analyse extensive data sets on climate risks to provide insights and actionable intelligence for decision-makers.
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    Scenario based

    We develop climate risk scenario analyses based on the latest climate models and data to assess potential financial impacts on investments and corporate portfolios.
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    Fully compliant

    Our physical climate risk analysis is fully aligned with the Climate Risk and Vulnerability Assessment from the EU Taxonomy as well as ESRS E1 (CSRD).

    Physical risks overview

    Cyclone
    Wind
    Heat stress
    Temperature variability
    Heat wave days
    Cold spell days
    Frost days
    Ice days
    Wildfire
    Water stress
    Drought
    Rain
    Hail
    Snow
    Coastal flood
    River flood
    Crop failure
    Soil erosion
    Landslide
    Earthquake
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    "refinq has significantly improved our climate risk management with its user-friendly solution that integrates seamlessly into strategic decisions. They're a reliable partner, and we look forward to continuing our sustainability journey with them."
    Edin Boskovic |Head of Riskcontrolling @ Wiener Stadtwerke

    How refinq works

    Minimal inputs per asset

  • LocationCoordinates | Address | Shape
  • Business activityNACE code | EU taxonomy activity
  • Optional inputsTime horizon | Monetary value | ...
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    Extensive data

  • Different climate scenariosUntil the year 2100
  • Worldwide coverageFor all risks
  • Proprietary machine learning modelBased on latest scientific discoveries
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    Transparent results

  • Individual reportsDetailed assessment of the potential risks for each asset
  • Audit complianceThorough documentation of each data source and methodology
  • API InterfaceSeamlessly integrate our climate risk data with your existing systems through a customizable API interface
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    Take a guided product tour:

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    "refinq enables precise climate risk assessment and proactive management, helping us make informed decisions and achieve our sustainability goals efficiently. Their reliable insights have boosted our confidence in our initiatives."
    Marika Püspök |Chief Climate Officer @ Wiener Stadtwerke

    An innovative blend of geospatial analysis and technical expertise set us apart

    We excel in decoding the complex interplay of physical locations and business activities to deliver nuanced risk evaluations.

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    Multifactorial risk and
    scenario coverage

    Our platform aligns and updates data across different climate scenarios. Keeping up to date with the newest insights and methods, providing a comprehensive view of potential climate risks.
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    Transparent
    methodology

    Far from being a black box, our analyses are designed to be fully traceable, comprehensible and well documented. This clarity not only empowers our clients with deeper understanding but also simplifies the process for auditors.
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    Worldwide coverage and
    high resolution

    Our unique methodology ensures global coverage in metrics while maintaining local precision. This dual focus enables businesses to make informed decisions, comparing global results with specific, location-based insights.

    Supported By

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    Start managing nature's interdependencies
    with your business now!

    Integrate sustainability data into your strategic decision-making processes.

    Book a demo

    Explore in-depth insight into climate risks and business

    Dive into our latest blog articles for expert analysis, trends, and solutions to navigate the challenges of a changing climate.

    Green or Gone: The Financial Stakes of Climate Action

    As climate change intensifies, businesses are grappling with a new challenge—how climate risk and monetary policy intersect. The "climate risk-taking channel" shows how central bank decisions, such as changes in interest rates, can impact companies, particularly those with a high carbon footprint. Explore how businesses can navigate the dual pressures of climate risks and tightening monetary policy.

    Read more

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    Scorched Supply Chains: How Heatwaves Disrupt Business

    With record heatwaves in 2024, businesses face disruptions in supply chains and workforce productivity. Learn how refinq helps companies build resilience against extreme heat risks.

    Read more

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    Crunching the Numbers: Ignoring Climate Risk Could Cost You Big

    Natural disasters are on the rise, driving record financial losses. Discover how refinq’s climate risk assessments can help protect your business and future-proof your investments.

    Read more

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    Europe's Drying Landscape: A Call to Action

    Drought is becoming a persistent crisis across Europe, with severe impacts on ecosystems, agriculture, and economies. As climate change accelerates, regions like Southern Europe face worsening water stress, crop failures, and energy shortages. The economic toll could quintuple by 2100 with continued warming. Megadroughts and cascading risks like wildfires add to the urgency for action.

    Read more

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    What else we think you should know

    Answers to frequently asked questions to help you understand how refinq can streamline your environmental financial planning.

    What is refinq?

    refinq is a Software as a Service (SaaS) tool that translates environmental data into actionable financial insights for businesses.

    How granular is our data?

    We can create nature assessments for any company location globally with a granularity up to 25m.

    Does refinq's data meet regulatory demands?

    Yes, our assessment is aligned with international disclosure frameworks, such as the The Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD) and European Sustainability Reporting Standards (ESRS).

    How far can I forecast into the future?

    refinq allows for forecasting the environmental impact based on four climate scenarios until the end of century to the year 2100.

    Is refinq science based?

    Yes, we are using the latest socioeconomic and climate models used in complexity research, enriched with your asset data to create accurate nature assessments. Moreover, we are aligned with the Science Based Target Network (SBTN).

    Your assets are exposed to mother nature. It’s time to act.

    refinq: Nature Risk Management Platform for Enterprises

    refinq GmbH

    Neustiftgasse 104/11 1070 ViennaContact us
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    Neustiftgasse 104, 1070 Vienna, Austria
    refinq
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