Nature & climate tech that turns risk into action—and action into competitive advantage

Why understanding nature risk is essential for your business resilience

Driven by science, trusted by business

Join the organizations committed to change

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refinq's Nature Intelligence Hub

We don't just measure risk, we tell you how to reduce it

  • Map risks

    We support your risk team to understand portfolio exposure and prioritise locations with our straightforward Nature Risk and Climate Risk scores

  • Report with confidence

    We provide your nature and ESG teams with the metrics they need to assess ensure regulatory compliance, create compelling nature strategies, and generate accurate, audit-ready, downloadable reports

  • Take decisive action

    Our GaiaGuide tool recommends tailored, costed nature actions based on refinq’s location-specific metrics and your business activity—helping reduce risks like flooding, pollution, and wildfire.

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    How refinq works

    We combine geospatial analysis with machine learning to decode the complex interplay between physical locations, nature, and business activities. You provide your location and business activity data and we calculate the nature and climate risks.

  • Data integrationWe process over 2.5 billion data points from earth observation, biodiversity metrics, and climate models to create a comprehensive risk profile.
  • The right metrics for quality insights

    Our nature metrics encompass atmosphere, landscape, freshwater, soil, marine and biodiversity risks. Our climate metrics cover temperature, wind, water and solid mass risks

  • User-friendly interface

    Easily upload data, integrate with existing tools, and generate reports tailored to your specific needs. All metrics and underlying methodologies are described in detail.

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    Equipping an civil engineering firm to manage operational risk during highway construction

    Road construction often passes through drought-prone regions with variable soil stability. Weather and climate can interact to turn risks into realities.

  • Real-time weather alerts

    Wind warnings support site managers to deploy temporary dust suppression measures to protect worker health during earth works. Rain alerts allow pre-emptive deployment of erosion control measures and water quality monitoring pre- and post-storm.

  • Climate risks are operational risks

    Relevant alerts allow infrastructure clients to optimise maintenance timing and resource use, proactively manage compliance risks and reduce operational costs.

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    Use cases: What you can achieve with refinq

    Clients who trust us:

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    Enabling Wiener Stadtwerke to manage climate risks and protect Austria's energy supply

    As Austria's largest energy company, Wiene Stadtwerke faces significant physical climate risks.

  • A single source for climate insights

    Wiener Stadtwerke's sustainability, reporting, and risk officers all rely on refinq's Nature Intelligence Hub to understand climate  risks – from heat stress, to river flood, to wind damage – across a portfolio of 5,000 site locations.

  • Here's what they say:

    “refinq's solution is easy to handle and, thanks to the way it’s presented, can be seamlessly integrated with strategic decision making.”

    Edin Boskovic,

    Head of Risk Control – Wiener Stadtwerke

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    Helping MM Group manage nature risks from forest source to final packaging product

    Future-proofing packaging value chains relies on anticipating nature and climate risks. Sustainable sourcing stories need credible forest metrics to build trust with clients and investors.

  • Nature metrics for supply chain management

    Our water stress metrics reveal where forests are vulnerable and mills face operational risks. Our above-ground biomass data captures forest carbon stocks and recovery potential. Together with other indicators, these insights help MM Group understand nature impacts and dependencies—both within their operations and across their supply chain.

  • Here's what they say:

    “Together, these metrics create a holistic picture of forest ecosystem health and sourcing resilience.”

    MM Group

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    Providing portfolio risk scans for financial institutions

    refinq equips banks with company- and portfolio-level nature and climate risk scores—making it easier to identify natural capital risks and opportunities across their investments and generate alpha.

  • How dependent are your investments on nature?

    "Nature and climate risks have long been treated as peripheral to business value. At refinq, we’re changing that—turning natural capital from an invisible asset into a visible one. We empower asset managers and banks to see the full picture of their investments and generate financial returns in an era defined by environmental change."

    Dr Stuart Auld,

    Director of Science  refinq

  • We can tell you

    refinq works with trusted partners to map the locations of publicly listed enterprises. With this extensive location data, we can determine the location, company and fund exposure to climate and nature risk.

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    Use cases: What you can achieve with refinq

    How can we help you unlock the value of nature and climate in your businesse

    Portfolio risk scans for financial institutions

    refinq equips banks with company- and portfolio-level nature and climate risk scores—making it easier to identify natural capital risks and opportunities across their investments.

    "Nature and climate risks have long been treated as peripheral to business value. At refinq, we’re changing that—turning natural capital from an invisible asset into a visible one. We empower asset managers and banks to see the full picture of their investments in an era defined by environmental change."

    Dr Stuart Auld - Director of Science, refinq

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    Enabling Wiene Stadtwerke's to manage climate risks and protect energy supply

    As Austria's largest energy company, Wiene Stadtwerke faces significant physical climate risks.

    To address these challenges, Wiener Stadtwerke's sustainability, reporting, and risk officers rely on refinq's Nature Intelligence Hub to understand risks – from heat stress, to river flood, to wind damage – across a portfolio of 5,000 site locations.

    “Their solution is easy to handle and, thanks to

    the way it’s presented, can be seamlessly

    integrated with strategic decision making”

    Edin Boskovic,

    Head of Risk Control –

    Wiener Stadtwerke

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    Helping MM Group manage nature risks from forest source to final packaging product

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    Ready to take control of your nature risks?

    Start your journey towards a nature-positive strategy today.

    FAQ

    Frequently asked questions answered

    What is refinq and how does it support nature and climate risk management?

    refinq is a Software as a Service (SaaS) platform that translates complex environmental data into nature and climate risk profiles, and provides recommendations for action that can be deployed by corporates.

    We assist businesses in assessing and managing nature and climate risks across their assets, ensuring compliance with frameworks like TNFD, CSRD, and ESRS, reducing business operating costs, and future-proofing supply chains. refinq’s tool expands the reach and effectiveness of corporate nature teams.

    How does GaiaGuide enhance refinq's Nature Intelligence Hub?

    GaiaGuide is an AI-powered tool within refinq's platform that provides tailored, location-specific nature-positive actions. It goes beyond identifying risks by offering actionable strategies to mitigate them, helping businesses leverage their natural capital for operational resilience.

    What types of climate and nature risks does refinq assess?

    refinq evaluates a range of climate hazards, including temperature changes, floods, and wind patterns, alongside nature risks like species extinction, land degradation, and biodiversity intactness (and many more). These assessments are location-specific and aligned with global regulatory frameworks.

    Is refinq's data compliant with international reporting standards?

    Yes, refinq's assessments align with key frameworks such as the Taskforce on Nature-related Financial Disclosures (TNFD), Corporate Sustainability Reporting Standard (CSRD), and European Sustainability Reporting Standards (ESRS), ensuring compliance with international regulations.

    How granular is the data provided by refinq?

    refinq offers hyper-granular data, creating nature assessments for any company location globally with a granularity of up to 25 meters. This allows for precise risk evaluation and management at the asset level.

    Can refinq forecast environmental impacts into the future?

    Yes, refinq allows for forecasting environmental impacts based on four climate scenarios up to the year 2100. This forward-looking approach aids in long-term strategic planning and risk mitigation. 

    How does refinq translate environmental risks into financial terms?

    refinq provides financial damage estimates for both climate and nature risks, enabling businesses to quantify potential financial impacts and make informed investment and operational decisions.

    Is refinq suitable for global operations outside the EU?

    Absolutely. refinq's assessments follow international frameworks like TNFD and our data souces have truly global reach.

    What industries can benefit from using refinq?

    refinq serves a diverse range of industries, including utilities, manufacturing, financial institutions, and more. Any organisation seeking to understand and manage its nature-related risks can benefit from refinq's platform.

    How can I get started with refinq?

    To begin leveraging refinq's Nature Intelligence Hub and GaiaGuide, you can book a demo through here. This will provide a comprehensive overview of how the platform can be tailored to your organisation's specific needs.

    The Nature Tech Intelligence Hub from refinq enables enterprises to move beyond risk measurement—empowering them to act. Our platform helps companies transform climate and biodiversity risks into opportunities to reduce costs, future-proof operations, and stay competitive in a rapidly changing world.

    By combining high-resolution geospatial data with AI-powered analytics, we deliver asset-specific insights that support smart decision-making and concrete nature-positive strategies. refinq can ensure your nature team goes far beyond compliance to improve operations, cut costs and protect supply chains.

    Key capabilities: Site-specific risk assessments down to 25m resolution, revealing how climate and nature impact individual assets—and what to do about it. Actionable reporting aligned with CSRD, TNFD, and ESRS—giving you compliance and clarity in one place. Built for business relevance and operational efficiency, refinq’s Nature Tech Intelligence Hub empowers organizations to spot risks early, reduce resource dependency, and act on nature as a lever for resilience and value creation.

    From science to action—refinq is the missing link between ecological intelligence and enterprise-grade decision-making.

    Your assets are exposed to mother nature. It’s time to act.

    refinq: Nature Risk Management Platform for Enterprises

    refinq GmbH

    Künstlergasse 11/DG
    1150 Vienna

    Contact us

    Künstlergasse 11, 1150 Vienna, Austria
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